Ready for your homeownership journey but unsure where to start?
Whether it’s credit, budgeting, or navigating the process, we’re here to help! Our trusted partners will guide you every step of the way. Build Your Team today and start your homeownership journey!
Mortgage Calculators
How much house can you afford? Which loan product will best fit your needs? Find out with our mortgage calculators!
Steps to Homeownership
Not sure where to begin on your path to homeownership? Let us walk you through the steps.
Downpayment and Closing Cost Help
Our mortgage programs provide and option for you to receive downpayment assistance up to $15,000. The cash assistance can be used towards your downpayment and closing costs.
Downpayment & Closing Cost HelpBelow Market Interest Rates
NH Housing provides a rate-advantaged mortgage options which also allow for eligible borrowers to add a fixed $5,000, $10,000 or $15,000 in cash downpayment assistance.
Our Mortgage RatesReduced Mortgage Insurance Options
Our Preferred program provides low downpayment conventional mortgage financing with a reduced, discounted mortgage insurance option for borrowers under 80% Area median Income (AMI).
Reduced Mortgage Insurance OptionsLow Downpayment Conventional Mortgage
A conventional mortgage is a mortgage that is not backed by a Government agency. Borrowers only need to put 3% down (5% for multifamily (2-4 Units)). The maximum income limit for our Home Preferred program is $176,200.
Low Downpayment Conventional Mortgage1st Generation Homebuyer (1stGenHomeNH)
The path to homeownership just got $10,000 Easier! 1st Generation Homebuyers may qualify for up to $10,000 in downpayment assistance.
1st Generation HomebuyerRehabilitation Mortgage Program
Our Purchase Rehab program is a government-insured mortgage option that can even be combined with our downpayment assistance programs to help with your downpayment and closing costs.
Rehabilitation Mortgage Program
