Loan Product Comparison Calculator

Use this calculator to learn which New Hampshire Housing program best fits your need. Download or email your Participating Lender the results.

Now let’s see how these loan products compare when put against your own financial situation. The loan details below will be updated as you change the purchase price, property tax, and insurance.

DID YOU KNOW? Property tax is different for every town. Enter the tax rate as a flat amount per $1,000 of assessed value, or click the button above to look up the previous year's rate.

Loan product comparison results

Loan Details
Loan Details First Government First Government Plus 10k First Conventional, Under 80% AMI, Plus 15k Preferred Under 80% AMI
Loan Amount
Interest Rate as of July 23, 2026
APR as of July 23, 2026
Monthly Mortgage Payment (Principal + Interest)
Monthly PITI
(Principal, Interest, Taxes, Insurance)
Downpayment
Downpayment First Government First Government Plus 10k First Conventional, Under 80% AMI, Plus 15k Preferred Under 80% AMI
Required Cash from Borrower
Cash Assistance Provided
Mortgage Insurance
Mortgage Insurance First Government First Government Plus 10k First Conventional, Under 80% AMI, Plus 15k Preferred Under 80% AMI
Upfront Mortgage Insurance
Annual Mortgage Insurance
Mortgage Summary
Mortgage Summary First Government First Government Plus 10k First Conventional, Under 80% AMI, Plus 15k Preferred Under 80% AMI
Total Interest Paid
Total Mortgage Insurance Paid

DISCLAIMER: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.